Home Buying 101: The Closing
Figure out your needs
Monthly cost of owning a home
Ideal Neighborhood
Financing Your Purchase
The FHA Mortgage
The Conventional Mortgage
The Adjustable Rate Mortgage
Department Of Veterans Affairs Mortgage
Pre-Qualified vs Pre-Approval
Phase 2: Looking
Looking at homes
Types of homes
Single Family Homes
Town Homes
Condominium
Twin Homes
Multi-Family Homes
Types of sellers
Traditional
Short Sale
Foreclosed
Researching A Home’s Public Information
Phase 3: Buying
Making an offer that counts
The Purchase Agreement
Buyer Letter to Seller
Inspections: Why get one?
Radon Testing
Sewer Line Scope Inspection
Fireplace Chimney Inspection
Mechanicals
Phase 4: Closing
Closing Costs Explained
Title Work
Appraisals
Underwriting
Utility Bills
Preparing for the Closing
The Closing
The closing is where you take ownership of your new home. This is where you will sign all the paperwork and get the keys to your new home!
At closing, once all the paperwork has been signed, and copies made, you will get all the house keys and garage door openers from the seller. This marks the first day of your new home! Congrats!
After You Move In
We know that the first few weeks after a move may be quite hectic and seemingly disorganized. Most people are still trying to unpack. But what we also know is that over time, your new home will prove to be one of the smartest investments you will have made.
Please know that you can call us anytime. Whether it is for an update on the Real Estate market, your home’s growing value, re-financing (especially when interest rates drop), questions about the community and area services, or even just to say “HI”. We will always be here for you, and we will do everything we can to help you. Our commitment to you does not end the day you move into your new home.
In the process of actively looking for your new home, we would typically spend a lot of time together, and share many fun (and interesting) experiences looking at properties. But once you purchase your home, our time together stops almost immediately. But as you will see, I have designed a few special ways to keep in touch with you.
Congratulations in advance! We are going to have a lot of fun together, and we are going to do everything we can to make your Perfect Scenario come true.
Welcome to our Real Estate Family!